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Thursday, September 17th, 2015 | Author:

Privaatheid, Tyd, Geld

Ek hou nie van debietorders. Ek het nog nooit gehou van die idee dat 'n entiteit kan, hulle wil, byna enige bedrag van my geld (goed … wat ook al beskikbaar is). 'N Kollega het daarop gewys die probleem met MTN wat vermy sou gewees ek het al met behulp van 'n debietorder. Dalk is dit die “gerief” faktor is nie so 'n slegte ding.

Ek dink die voorlaaste vraag hier is of nie jy wil die gerief en kan vertrou instellings (in hierdie geval met jou geld) – of as jy nie kan vertrou nie en is bereid om af te sien dat die gerief. In my geval, selfs al het ek nog steeds die gerief bevraagteken, Ek die harde manier geleer met MTN dat dit kan dubbel ongerieflik wees om jou wêreld verbind verminder tot “afgeleë eiland” status. Byna almal vandag gaan met die gerief faktor.

Gerief

Aan die ander kant, nou 'n lang tyd gelede, Ek het 'n dispuut met Planet Fitness waar gerief was 'n tweesnydende swaard. Ek gerapporteer hul besigheid praktyk om die verbruikers Klagtekommisie (sedert weer georganiseer as die Nasionale Verbruikerskommissie) en nooit terugvoering van hulle. Die kern van die saak is dat Planet Fitness se verkope agent vir my gelieg en 'n vriend om meer kommissie / geld uit my sak te kry.

Ek is 'n Discovery Vitality lid wat baie voordele gee, insluitend verlaagde tariewe op Premium handelsmerke – meestal gesondheid-verwante natuurlik, as Discovery is 'n mediese fonds / Health Insurance verskaffer. Om dit eenvoudig te stel, Discovery is awesome. Vitality se voordele dek gym lidmaatskap wat verder Planet Fitness sluit. Jy moet nog iets te betaal, 'n klein teken van spesies, aan Discovery, vir die gym-lidmaatskap. Maar, na alles, Hulle wil my om gesond te wees, sodat hulle nie omgee voet die grootste deel van die wetsontwerp. Maar, blykbaar, Dit beteken Planet Fitness’ verkope agente kry nie die kommissie!

So, wat beteken hierdie resultaat in? Die gevolg is dat PF se verkope agent het my 'n opgeblase figuur vir 'n “Vitality-gebaseerde” lidmaatskap. Hy gelieg. Hy het dan my teken op die stippellyn vir 'n opgeblase prys van 'n “gereelde” lidmaatskap (Ja, dit was eintlik meer as wat selfs 'n gereelde lidmaatskap sou gekos het), eindig oor 4 en 5 keer soveel as die Vitality gebaseer lidmaatskap.

Epifanieë

'N geruime tyd in 2011 Ek het uiteindelik wisened tot die koste wat ek veronderstel was om te betaal. Discovery ek seker sou nie so gelukkig oor hierdie fiasko. Ek het aan die kantoor van die Bestuurder by die gym, en ek is oortuig dat die hele kontrak sal geskrap word. Ek is nie een vir geweld … tensy sy vir sport … in 'n Octagon … maar na my 5de besoek aan die kantoor van die Bestuurder om te vra waarom die debietorders is nog steeds gebeur, Hy het vir my gesê hy was verbaas ek het nie wapens nie met my gebring vir die besoek. Na 'n paar besoeke, die Bestuurder het eintlik links Planet Fitness en aan my verduidelik dat die “kontrak” was tussen myself en Hoofkantoor en dat die plaaslike gimnasium, blykbaar 'n franchise-styl werking, het min tot geen seggenskap oor of dit kan gekanselleer word. As Hoofkantoor het gesê geen, taai geluk.

By hierdie punt het ek dit verloor. Ek het my bank sit 'n stop om die debietorders. Dit was 'n groot schlep: Ek moes kontak die bank elke maand omdat die debietorder beskrywings ooit so effens sou verander. Dit is ook kos vir my 'n bietjie elke paar maande na “herstel” die blokkering diens. Ek kan nie help om te dink die bankstelsel ondersteun gereelde uitdrukkings maar die personeel nie noodwendig weet hoe om dit te gebruik.

Tegnies Ek wag nog op die CCC om terug te kry om my (nooit gebeur – en natuurlik hulle weer georganiseer soos hierbo genoem sodat die saak waarskynlik val deur die krake). Natuurlik, deur daardie punt PF wou ook swartlys my nie betaal!

Die onverwagse held

'N lukraak melding van die kwessie aan Discovery (Ek dink ek het hulle oor 'n tandarts besoek) gelei tot 'n terugbel deur een van agente Discovery se. Hulle het toe vir my gevra om die probleem te beskryf, in detail en skriftelik, om beter te verduidelik uit my perspektief wat het regtig gebeur. Ek verplig. Dit blyk ek was reg oor hulle nie “te gelukkig” daaroor. In die feit dat hulle regtig het nie daarvan hou nie. Sowat drie weke later, Planet Fitness terugbetaal my ten volle alle gelde wat ooit betaal het om hulle.

Discovery is awesome. 🙂

Deel
Vrydag, August 21st, 2009 | Author:

Have we here a Facebook Stalker?!

Of great consideration to online privacy are facebook stalkers. If a stalker randomly manages to add a few of your friends and you have your Profile Privacy Settings allowingFriends of Friendsto see everything then your stalker effectively has access to your profile even without having added you.

I’ve now adjusted my privacy settings more strictly and I’ve used theSee how a friend sees your profile:” tool to get an idea of how it changes things.

MyBasicInformation I had available toFriends of Friends”. This includesGender, Birthday, Hometown, Political and Religious Views and Relationship Statusaccording to Facebook’s description. You might think it fair that friends of your friends have an idea of how you roll.

But can you trust all your friends anti-stalker spidey-senses?

I think NOT.

I previously had it that friends of friends can see my photos and videos but not much else. I’m thinking of changing that now too.

But wait, there’s More!

Further to this, we should be vigilant offakeFacebook profiles. Stalkers are usually apt enough to create more than one account with fake names. If you block one they create another and attempt to get a glance at your profile once more. I’ve created a friend group calledPrivacy Pls”. This group is limited from being able to see anything other than a very basic page. Thisbasicview is akin to when you first started using Facebook and didn’t know you could add lots of stuff in there (stuff you later realised you didn’t want anyway).

If someone adds me and I’m not absolutely sure who it is, I add them to myPrivacy Plsgroup. Also if someone adds me and I don’t want to offend them by ignoring their invite I’ll rather add them to this group. Perhaps you feel you have a pervy boss for example.

But Wait! There’s Moreand this time you can do it TOO!

To do this for yourself, go to your Friends page, clickCreate New List”, and name it something appropriate – “Privacy Plsin my case. Add the appropriate friends to this list now or add any futuresuspectfriends to the group.

Next, go to the Profile Privacy Settings page. Underneath each section you will find aEdit Custom Settingsbutton. Click the first one and, at the bottom of the dialog that pops up, you will findExcept these people”. Add yourPrivacy Plsgroup here. Do the same for all the sections you don’t want them to see. When done, use thefriend’s viewtool to confirm what is made available to persons on that list.

And the Friend-of-Friend Stalker?

To prevent yourFriend-of-FriendStalker from being able to see your profile, do yourself a favour and think very critically about what you want potential stalkers to be able to see. Now go change those Privacy Settings toOnly Friends”.

For the Photo Crazy

Check up on your Photo Album Privacy settings. This is set up much the same as your profile settings. Consider carefully who you want to be able to see which photo albums and adjust the permissions appropriately!

Your Personal Contact Information

Lastly, check up on your Contact Information: Click theProfilebutton towards the top left of the Facebook page to get to your profile. Then click on theInfotab within your profile. When you mouseover the Contact Information section you will see anEditlink pop up on the right. Click this button to start editing your details.

Next to each item you will find alockicon. Click this lock to define further permissions for which friends are able to see the items. You’ve never give your address and phone details to a dodgy stranger you meet on the street. Why do we then go and give it away to everyone on the Internet. I recommend the following:

  • AllowNo one” op:
    • email address
  • AllowOnly Friends” op:
    • IM Screen Names
  • Remove completely or allowNo one” op:
    • mobile phone number
    • landline number
  • Limit the following:
    • address detailsgive your area or suburbbut NOT your full address

Hopefully we don’t all have to learn our lessons the hard way.

P.S. (especially to the guys and gals who have asked) I’ve been extremely busy these last couple of weeks. I have a lot of unedited content I’m hoping to make publishable very soon!

Deel
Thursday, April 23rd, 2009 | Author:
Who Rules?! Who Made this Awesome Image?!

Who Rules?!

When an artist has released his work (even as Creative Commons) and the IPTC / EXIF data is no longer in the image, how do you find out who the original artist is? All I have here is a difficult-to-read signature. 🙁

Deel
Maandag, April 20th, 2009 | Author:

I’m looking at the South African banking system (partly a result of watching the Zeitgeistdocumentary”) en, after finding my bank implicated most with regards to the SA-Banking Competition Commission wikileaks scandal, I’m putting serious consideration into switching banks.

What ethical banks are out there right now? I’ve even looked into Sharia (Islamic) banking because of their strict ethics laws but even there I’m looking at even more unknowns. I’m not Islamic and I have nothing against funding pork-related activities.

On that note, do you know if your bank has a code of ethics? If they’re public, where can we see these ethics codes?

Tell me about service levels I haven’t heard of before and which bank you believe deserves to handle my money.

Deel
Sondag, April 19th, 2009 | Author:

I think the Internet is a scary place. Ja, me. Some days I find myself horrified to find the lowliest of criminal bastards trying to steal our livelihoods.

Ja, people, there are criminals out there and they want your money or they want to use you to make money. What’s even more scary is the lengths to which they are willing to go, even risking YOU. Do not pass Go. Do not collect $200.

I received an email saying that I was being offered a job as aRegional Assistant” en, though the details weren’t given, the email suggested that it was a legitimate opportunity. I replied asking about where they’d received my details and also about what they would require of me.

Being the skeptic I am, I thought I could spot scammers a mile away. How fortunate that I can still laugh at the idea.

A few hours later, they replied indicating that I’d soon receive further instructions. They’dprobablybeen referred to me by a friend and they had a pile of referrals and so couldn’t specify which friend had recommended me. I waited patiently and left it to the back of my mind. “They’ve probably found a good candidate already and I’ve lost out”, I thought. “How nice that a friend might refer me. Obviously I’m Awesome.” (and daft :-/)

So later on, I receive my email with myfurther instructions”. This is where I finally realised that I was dealing with scammers:

Hi. We’d like to start a trial task. Our customer will make a bank transfer to you this week. Please go to our site <site omitted> to submit the banking details where the transfer will go to. Once we’ve established a good transaction history, you will receive between 2-3 transfers per week (amounts of about R10 000 each except the first trial transfers).
Please confirm that you can start. We don’t send any transfers to your account until we receive confirmation from you.
On Monday you will receive notification, detailed information and instructions regarding the transfers. Thank you and have a lovely weekend.

Say what??? I checked out the web site in question and, without a doubt, this is a money laundering scheme done by professionals. They know what they’re doing and they probably launder millions every month. What’s more is that, inevitably, they will screw you over and get the cops to arrest YOU. These criminals can leave evidence behind implicating you even if all you’ve done is diligently moved money from one place to anotherand kept a small percentage for yourself. 😛

Money laundering is where illegitimate money (stolen, probably) is transferred via third parties to appear more legitimate. You’re an accessory to the crime and, even worse, you’re even likely to be the victim of it. Recognise when an opportunity is too good to be true. I was fooled for a short while. Next up, given that a victim might give out a lot of personal details, the scammers might steal your identity and start to implicate you in fraudulent activities without you ever having done a thing.

If you happen to have already given any details such as the above where they wanted my banking details, contact your bank and inform them of the situation. They will give you the best possible advice on what to do next. If you’ve already responded to the mail but haven’t yet already given them the information they want, don’t reply any further. I’d also suggest calling your local police for further advice.

Deel