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Thursday, September 17th, 2015 | Author:

Pribatutasuna, Ordua, Dirua

Ez zait gustatzen zordunketa-aginduak jaso ditu. Inoiz ez dut ideia gustatu entitate beste, izango da, hartu nire dirua ia edozein zenbatekoa (ondo … edozein dela ere da eskuragarri). Lankide adierazi du gai MTN saihestu izan zuen zordunketa ordena I erabiliz. Agian “erosotasuna” faktorea ez da hain txarra.

Suposatzen dut azkenaurreko galdera hemen da, erosotasuna eta nahi duzun ala ez instituzio konfiantzaren (Kasu honetan, zure diruarekin ere) – edo ezin baduzu fidatu horiek eta erosotasuna hori forgo prest daude. Nire kasuan, nahiz eta oraindik ere zalantzan jartzen dut erosotasuna, Modu gogorrean ikasi nuen MTN gertatu da bi aldiz deserosoa izan daiteke zure konektatutako munduan gehien murriztu dute “urruneko irla” egoera. Ia gaur denek Erosoago faktore batera doa.

Egokitze

Beste alde batetik, orain aspaldi, I had a dispute with Planet Fitness non Erosoago bikoitza ahoko ezpata bat izan zen. Euren enpresa-praktikan du kontsumitzaileen kexa Batzordeak nahi dut (dela aipatzen du berriro antolatu Kontsumo Batzorde Nazionalak) and never got feedback from them. The gist of the issue is that Planet Fitness’s sales agent lied to me and a friend in order to get more commission/money out of my pocket.

Naiz Discovery Bizitasuna horietatik onura asko ematen kidea, murriztu-marka Premium tasak barne – batez ere, osasun-lotutako noski, as Discovery is a Medical Aid/Health Insurance provider. Jartzea besterik ez, Discovery is awesome. Vitalidad en prestazioak estaltzeko gimnasioa atxikimenduak Planet Fitness gehiago. You still have to pay something, era askotako token txiki bat, to Discovery, gimnasioa kide. Baina, azken finean, osasuntsu me nahi dute, so they don’t mind footing the bulk of the bill. Baina, itxuraz, horrek esan nahi du Planet Fitness’ salmentak eragile ez komisioa!

Beraz, zer emaitza honek? Emaitza da PF salmentak agentearen figura puztu bat eman zidan “Bizitasun-” kide. He Lied. He gero ninduena, kontu puntuzko on line baten prezioa puztu batentzat “erregularra” kide (Bai, baino are kide erregular bat kostua izango luke benetan gehiago zen), ending up about 4 eta 5 bider Bizitasuna oinarritutako kide bezainbeste.

Epiphanies

Some time in 2011 Wisened, azkenik, I nintzen ustezko jarriz kostuak. Discovery ziur ez litzateke fiasco honi buruz ere pozik nago. Hitz egin kudeatzailea I Gimnasiorako, nintzen ziurtaturik guztia kontratua zatikatu litzateke. Ez naiz indarkeria … kirola egiteko bere ezean … Octagon batean … baina nire kudeatzailea 5ean bisitatu zergatik Zor Eskariak ziren oraindik ere gertatzen ari den galdetu ostean, esan zidan zuen harritu, ez nuen ekarri nirekin armak bisita. A bisitak gutxi gehiago egin ondoren, Kudeatzaile benetan utzi zuen Planet Fitness eta niri azaldu du “kontratua” was between myself and Head Office and that the local gym, itxuraz frankizia-estilo operazio batean, izan esan askorik ez ala ez, bertan behera utzi ahal izango dira. Head Office esan ez badu, Gogorra zorte.

By this point I’d lost it. I had my bank put a gelditu zordunketa aginduetara. It was a huge schlep: I had to contact the bank every month because the debit order descriptions would change ever so slightly. It also cost me a little every couple of months to “berrezarri” the blocking zerbitzua. Ezin dut lagundu, baina uste banku-sisteman onartzen Adierazpen erregularrei baina langileek ez dute zertan jakin nola erabili.

Technically I’m still waiting on the CCC to get back to me (inoiz gertatu – Eta, jakina, ziren berriro antolatu lehenago aipatu bezala, beraz, kasuan seguruenik pitzadurak bidez erori da). Jakina, puntu horretan PF halaber me zerrenda beltza ez ordaintzeko nahi!

Ustekabeko Hero

Discovery arazoa aipamen Ostolaza A (Uste dut dentista bisita bat inguru horietako izeneko I) atzeradei emaitza Discovery eragile batek. Orduan arazoa deskribatzeko eskatu didate, zehatz-mehatz, eta idatziz, hobeto azaldu nire ikuspegitik benetan zer gertatu zen. I behartuta. Zera gertatzen da, eskubidea izan dut haiei buruz ez izatea “ere pozik” Horri buruz. Hain zuzen ere, benetan ez dut gogoko. About three weeks later, Planet Fitness itzuliko me osorik dela inoiz izan zien ordaindu monies guztientzat.

Discovery Awesome da. 🙂

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Monday, April 20th, 2009 | Author:

I’m looking at the South African banking system (partly a result of watching the Zeitgeistdocumentary”) eta, after finding my bank implicated most with regards to the SA-Banking Competition Commission wikileaks scandal, I’m putting serious consideration into switching banks.

What ethical banks are out there right now? I’ve even looked into Sharia (Islamic) banking because of their strict ethics laws but even there I’m looking at even more unknowns. I’m not Islamic and I have nothing against funding pork-related activities.

On that note, do you know if your bank has a code of ethics? If they’re public, where can we see these ethics codes?

Tell me about service levels I haven’t heard of before and which bank you believe deserves to handle my money.

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Sunday, April 19th, 2009 | Author:

I think the Internet is a scary place. Bai, me. Some days I find myself horrified to find the lowliest of criminal bastards trying to steal our livelihoods.

Bai, people, there are criminals out there and they want your money or they want to use you to make money. What’s even more scary is the lengths to which they are willing to go, even risking YOU. Do not pass Go. Do not collect $200.

I received an email saying that I was being offered a job as aRegional Assistant” eta, though the details weren’t given, the email suggested that it was a legitimate opportunity. I replied asking about where they’d received my details and also about what they would require of me.

Being the skeptic I am, I thought I could spot scammers a mile away. How fortunate that I can still laugh at the idea.

A few hours later, they replied indicating that I’d soon receive further instructions. They’dprobablybeen referred to me by a friend and they had a pile of referrals and so couldn’t specify which friend had recommended me. I waited patiently and left it to the back of my mind. “They’ve probably found a good candidate already and I’ve lost out”, I thought. “How nice that a friend might refer me. Obviously I’m Awesome.” (and daft :-/)

So later on, I receive my email with myfurther instructions”. This is where I finally realised that I was dealing with scammers:

Hi. We’d like to start a trial task. Our customer will make a bank transfer to you this week. Please go to our site <site omitted> to submit the banking details where the transfer will go to. Once we’ve established a good transaction history, you will receive between 2-3 transfers per week (amounts of about R10 000 each except the first trial transfers).
Please confirm that you can start. We don’t send any transfers to your account until we receive confirmation from you.
On Monday you will receive notification, detailed information and instructions regarding the transfers. Thank you and have a lovely weekend.

Say what??? I checked out the web site in question and, without a doubt, this is a money laundering scheme done by professionals. They know what they’re doing and they probably launder millions every month. What’s more is that, inevitably, they will screw you over and get the cops to arrest YOU. These criminals can leave evidence behind implicating you even if all you’ve done is diligently moved money from one place to anotherand kept a small percentage for yourself. 😛

Money laundering is where illegitimate money (stolen, probably) is transferred via third parties to appear more legitimate. You’re an accessory to the crime and, even worse, you’re even likely to be the victim of it. Recognise when an opportunity is too good to be true. I was fooled for a short while. Next up, given that a victim might give out a lot of personal details, the scammers might steal your identity and start to implicate you in fraudulent activities without you ever having done a thing.

If you happen to have already given any details such as the above where they wanted my banking details, contact your bank and inform them of the situation. They will give you the best possible advice on what to do next. If you’ve already responded to the mail but haven’t yet already given them the information they want, don’t reply any further. I’d also suggest calling your local police for further advice.

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