Tag-Arhīvs » banku «

Thursday, September 17th, 2015 | autors:

Privacy, Laiks, Nauda

Man nepatīk debeta rīkojumus. Es nekad neesmu patika ideja, ka cita persona var, pēc vēlēšanās, veikt gandrīz jebkuru summu manu naudu (labi … kāda ir pieejama). Kolēģis norādīja jautājumu ar MTN būtu bijis iespējams izvairīties gan es biju, izmantojot debeta rīkojumu. Varbūt “ērtība” faktors nav tik slikta lieta.

Es domāju, ka priekšpēdējā jautājums šeit ir par to, vai jūs vēlaties, ērtības un var uzticēties institūcijām (šajā gadījumā ar savu naudu) – vai, ja jūs nevarat uzticēties tiem, un ir gatavi atteikties ka ērtības. Manā gadījumā, lai gan es joprojām apšauba ērtības, Es uzzināju, cietā veidā ar MTN ka tas divkārt var būt neizdevīgi, lai jūsu saistītā pasaulē samazināts līdz “attālo salu” status. Gandrīz visi šodien iet ar ērtībām faktoru.

Ērtība

No otras puses,, tagad sen, I had a dispute with Planet Fitness kur ērtības bija abpusēji griezīgs zobens. Es ziņoja uzņēmējdarbības praksi uz patērētāju sūdzību Komisijā (kopš reorganizēta kā Nacionālās patērētāju komisija) and never got feedback from them. The gist of the issue is that Planet Fitness’s sales agent lied to me and a friend in order to get more commission/money out of my pocket.

Es esmu Discovery Vitality dalībnieks, kas sniedz daudz priekšrocību, tostarp samazinātas likmes Premium zīmoli – galvenokārt veselību saistītās protams, as Discovery is a Medical Aid/Health Insurance provider. Lai tā vienkārši, Atklāšana ir laba. Vitality ieguvumi segtu sporta dalības, kas paredzēta arī Planet Fitness. You still have to pay something, nelielu simbolisku par veidu, līdz Discovery, par sporta dalību. Bet, galu galā, viņi vēlas, lai es būtu veseli, so they don’t mind footing the bulk of the bill. Bet, acīmredzot, Tas nozīmē, Planet Fitness’ pārdošanas aģenti nesaņem komisijas!

Tātad, ko tas rada? Rezultāts ir tāds, ka PF pārdošanas aģents man iedeva piepumpētām skaitli “Vitalitāti balstīta” piederība. Viņš meloja. Tad viņš bija mani parakstīt par dotted līniju par piepūstas cenā “regulārs” piederība (jā, faktiski tas bija vairāk nekā pat regulāra dalība būtu izmaksas), ending up about 4 un 5 reižu, cik vien vitalitāti bāzes dalību.

Epiphanies

Some time in 2011 Es beidzot wisened līdz izmaksām man bija jābūt maksāt. Atklājums Es esmu pārliecināts, ka tas nav pārāk laimīgs par šo fiasko. Es runāju ar pārvaldnieka pie sporta, un man bija pārliecināti, ka viss līgums tiks metāllūžņos. Es neesmu viens par vardarbību … ja vien tā par sportu … kādā Octagon … bet pēc manas 5. vizītes pārvaldnieka jautāt, kāpēc debeta maksājumiem joprojām notiek, Viņš man teica, viņš bija pārsteigts nebiju celta ieročus ar mani par vizīti. Pēc vēl pāris vizītēm, Pārvaldītājs faktiski atstāja Planet Fitness un man paskaidroja, ka “līgums” was between myself and Head Office and that the local gym, acīmredzot franšīzes stila operācija, bija maz, lai nav teikt par to, vai tas varētu tikt atcelts. Ja Head Office teica nē, grūts luck.

By this point I’d lost it. I had my bank put a apstāties uz debeta rīkojumi. It was a huge schlep: I had to contact the bank every month because the debit order descriptions would change ever so slightly. It also cost me a little every couple of months to “atjaunot” the blocking pakalpojums. Es nevaru palīdzēt, bet domāju, ka banku sistēma atbalsta regulārās izteiksmes bet darbinieki ne vienmēr zina, kā to izmantot.

Technically I’m still waiting on the CCC to get back to me (nekad nav noticis – un, protams, viņi tika reorganizēts, kā minēts iepriekš, lai gadījumā, iespējams, krita caur plaisām). Protams, minētajā punktā PF arī vēlējās melnajam sarakstam man nemaksā!

Unexpected Hero

Nejaušs pieminēts izsniedzot Discovery (Es domāju, ka es sauc viņus par zobārsta apmeklējumu) izraisīja atzvanīšanas viens no Discovery aģentiem. Pēc tam viņi man jautāja, lai aprakstītu problēmu, detalizēti un rakstiski, lai labāk izskaidrotu, no mana viedokļa, kas bija īsti notika. Es pateicīgs. Izrādās, man bija taisnība par tiem kas nav “pārāk laimīgs” par to. Patiesībā viņi patiešām nepatika. About three weeks later, Planet Fitness atmaksāts man pilnīgi par visiem naudas, kas jebkad ir izmaksātas tiem.

Discovery ir satriecošs. 🙂

akcija
pirmdiena, April 20th, 2009 | autors:

I’m looking at the South African banking system (partly a result of watching the Zeitgeistdocumentary”) un, after finding my bank implicated most with regards to the SA-Banking Competition Commission wikileaks scandal, I’m putting serious consideration into switching banks.

What ethical banks are out there right now? I’ve even looked into Sharia (Islamic) banking because of their strict ethics laws but even there I’m looking at even more unknowns. I’m not Islamic and I have nothing against funding pork-related activities.

On that note, do you know if your bank has a code of ethics? If they’re public, where can we see these ethics codes?

Tell me about service levels I haven’t heard of before and which bank you believe deserves to handle my money.

akcija
Svētdiena, April 19th, 2009 | autors:

I think the Internet is a scary place. Jā, me. Some days I find myself horrified to find the lowliest of criminal bastards trying to steal our livelihoods.

Jā, people, there are criminals out there and they want your money or they want to use you to make money. What’s even more scary is the lengths to which they are willing to go, even risking YOU. Do not pass Go. Do not collect $200.

I received an email saying that I was being offered a job as aRegional Assistant” un, though the details weren’t given, the email suggested that it was a legitimate opportunity. I replied asking about where they’d received my details and also about what they would require of me.

Being the skeptic I am, I thought I could spot scammers a mile away. How fortunate that I can still laugh at the idea.

A few hours later, they replied indicating that I’d soon receive further instructions. They’dprobablybeen referred to me by a friend and they had a pile of referrals and so couldn’t specify which friend had recommended me. I waited patiently and left it to the back of my mind. “They’ve probably found a good candidate already and I’ve lost out”, I thought. “How nice that a friend might refer me. Obviously I’m Awesome.” (and daft :-/)

So later on, I receive my email with myfurther instructions”. This is where I finally realised that I was dealing with scammers:

Hi. We’d like to start a trial task. Our customer will make a bank transfer to you this week. Please go to our site <site omitted> to submit the banking details where the transfer will go to. Once we’ve established a good transaction history, you will receive between 2-3 transfers per week (amounts of about R10 000 each except the first trial transfers).
Please confirm that you can start. We don’t send any transfers to your account until we receive confirmation from you.
On Monday you will receive notification, detailed information and instructions regarding the transfers. Thank you and have a lovely weekend.

Say what??? I checked out the web site in question and, without a doubt, this is a money laundering scheme done by professionals. They know what they’re doing and they probably launder millions every month. What’s more is that, inevitably, they will screw you over and get the cops to arrest YOU. These criminals can leave evidence behind implicating you even if all you’ve done is diligently moved money from one place to anotherand kept a small percentage for yourself. 😛

Money laundering is where illegitimate money (stolen, probably) is transferred via third parties to appear more legitimate. You’re an accessory to the crime and, even worse, you’re even likely to be the victim of it. Recognise when an opportunity is too good to be true. I was fooled for a short while. Next up, given that a victim might give out a lot of personal details, the scammers might steal your identity and start to implicate you in fraudulent activities without you ever having done a thing.

If you happen to have already given any details such as the above where they wanted my banking details, contact your bank and inform them of the situation. They will give you the best possible advice on what to do next. If you’ve already responded to the mail but haven’t yet already given them the information they want, don’t reply any further. I’d also suggest calling your local police for further advice.

akcija