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Thursday, September 17th, 2015 | Author:

Tūmataitinga, Wā, Money

E kore ahau e rite whakahau nama. E kore kua ahau pai te whakaaro e taea e tetahi hinonga, i hinaaro, tango tata tetahi nui o toku moni (pai … te wātea mea katoa). Tuhu atu te hoa i te take ki MTN e kua karohia ua te whakamahi ahau i te tikanga nama. Pea te “haratau” e kore ko te taua mea kino tauwehe.

Whakaaro ahau te pātai penultimate konei he ahakoa e kore ranei e hiahia ana koe te haratau me te taea whakawhirinaki pūtahi (i roto i tenei take ki to koutou moni) – ranei, ki te kore e taea e koe te whakawhirinaki ratou, a he pai ki te Dante haratau. I roto i toku take, ahakoa ui tonu ahau i te haratau, Ua haapii ahau te ara pakeke ki MTN e te reira mea huakore, e taea e whakararuraru ki te whai iti tou ao tūhono ki “motu mamao” tūnga. Tata katoa i tenei ra haere ki te tauwehe haratau.

Haratau

I te tahi atu i te ringa, i teie nei i te wa roa i mua, I had a dispute with Planet Fitness te wahi i haratau he hoari matarua. Korerotia e ahau to ratou mahi pakihi ki te Komihana amuamu Consumer (mai anō-faanahonahohia rite te National Kiritaki Komihana) and never got feedback from them. The gist of the issue is that Planet Fitness’s sales agent lied to me and a friend in order to get more commission/money out of my pocket.

Ahau i te Discovery Rikarika mema e homai maha painga, tae atu ki ngā reiti iti i runga i rama Premium – pānga ki te hauora o te akoranga te nuinga, as Discovery is a Medical Aid/Health Insurance provider. Hei hoatu i te reira noa, Ko whakamataku Discovery. Hua o te Rikarika hipokina mematanga omaoma nei atu ngā Planet Fitness. You still have to pay something, he tohu iti o te tini, ki Discovery, mo te mema omaoma. Ko, muri katoa, FIE ratou ki ahau kia hauora, so they don’t mind footing the bulk of the bill. Ko, āhua, tenei te tikanga Planet Fitness’ e kore e āpiha hoko whiwhi i te kōmihana!

Na he aha e tenei hua i roto i? Ko te hua, ko e hoatu hoko kaihoko o PF he ahua teeraa ahau mo te “E hāngai ana te ora-” mema. Teka ia. Ia ka i haina ahau i runga i te rārangi iraira mō te utu teeraa i te “auau” mema (ae, mau atu i te ara e whai i te mema auau utu ko reira), ending up about 4 me te 5 wa rite nui rite te mema e hāngai ana Rikarika-.

Epiphanies

Some time in 2011 Ahau te mutunga wisened ake ki te utu i mahara ahau ki te kia te aufauraa i. Discovery e mohio ana ahau e kore e hari rawa e pā ana ki tenei te tokomaha. Korero ahau ki te Kaiwhakahaere i te omaoma, a ka fakapapau'i ahau e pai te kirimana katoa e whakakorehia. E kore ahau tetahi mo te tutu … te kore ona hākinakina hoki … i roto i te Tapawaru … engari i muri i toku tere 5 ki te Kaiwhakahaere, ki te ui aha i tonu tupu te ota Taipitopito, ka korerotia e ia ki ahau i miharo ia kihai i kawea mai e ahau patu ki ahau mo te tere. I muri atu i te tahi mau hahaereraa, mau te Kaiwhakahaere i mahue Planet Fitness, a faataa ki ahau e te “kirimana” was between myself and Head Office and that the local gym, āhua i te mahi karapu-kāhua, i iti ki kahore te mea na e pā ana ki ahakoa kahore ranei i taea te whakakore te reira. Ki te mea Office Head kahore, waimarie uaua.

By this point I’d lost it. I had my bank put a mutu ki nga whakahau nama. It was a huge schlep: I had to contact the bank every month because the debit order descriptions would change ever so slightly. It also cost me a little every couple of months to “faaho'i mai i” the blocking mahi. E kore e taea e ahau te tauturu engari whakaaro tautoko te pūnaha pēke kīanga wā otiia e kore e tika mohio nga kaimahi ki te whakamahi i te reira.

Technically I’m still waiting on the CCC to get back to me (e kore tupu – a o te akoranga anō-faanahonahohia i rite ratou ki whakahuatia i runga ake na pea hinga te take i roto i nga kapiti). O te akoranga, e taua wāhi hiahia hoki PF ki blacklist ahau hoki kahore te aufauraa i!

Ko te Hero ohorere

He whakahua kōpeka o te take ki Discovery (Whakaaro ahau huaina ratou e ahau e pā ana ki te toronga niho) hua i roto i te hokiwaea i tetahi o nga āpiha o Discovery. Na ka ui ratou ki ahau ki te whakaahua i te raruraru, i roto i ngā, i roto i te tuhituhi, ki te pai te whakamārama i toku tirohanga i tupu te aha tino. Titauhia ahau. Huri i te reira i roto i ko ahau tika e pā ana ki a ratou e kore e te “oaoa rawa” e pā ana ki te reira. I roto i te meka ratou tino kihai i rite te reira. About three weeks later, Planet Fitness Ka whakahokia ahau i roto i KAKATO mō moni katoa i ake kua utua ki a ratou.

Ko Awesome Discovery. 🙂

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Monday, April 20th, 2009 | Author:

I’m looking at the South African banking system (partly a result of watching the Zeitgeistdocumentary”) me te, after finding my bank implicated most with regards to the SA-Banking Competition Commission wikileaks scandal, I’m putting serious consideration into switching banks.

What ethical banks are out there right now? I’ve even looked into Sharia (Islamic) banking because of their strict ethics laws but even there I’m looking at even more unknowns. I’m not Islamic and I have nothing against funding pork-related activities.

On that note, do you know if your bank has a code of ethics? If they’re public, where can we see these ethics codes?

Tell me about service levels I haven’t heard of before and which bank you believe deserves to handle my money.

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Rātapu, April 19th, 2009 | Author:

I think the Internet is a scary place. Ae, me. Some days I find myself horrified to find the lowliest of criminal bastards trying to steal our livelihoods.

Ae, people, there are criminals out there and they want your money or they want to use you to make money. What’s even more scary is the lengths to which they are willing to go, even risking YOU. Do not pass Go. Do not collect $200.

I received an email saying that I was being offered a job as aRegional Assistant” me te, though the details weren’t given, the email suggested that it was a legitimate opportunity. I replied asking about where they’d received my details and also about what they would require of me.

Being the skeptic I am, I thought I could spot scammers a mile away. How fortunate that I can still laugh at the idea.

A few hours later, they replied indicating that I’d soon receive further instructions. They’dprobablybeen referred to me by a friend and they had a pile of referrals and so couldn’t specify which friend had recommended me. I waited patiently and left it to the back of my mind. “They’ve probably found a good candidate already and I’ve lost out”, I thought. “How nice that a friend might refer me. Obviously I’m Awesome.” (and daft :-/)

So later on, I receive my email with myfurther instructions”. This is where I finally realised that I was dealing with scammers:

Hi. We’d like to start a trial task. Our customer will make a bank transfer to you this week. Please go to our site <site omitted> to submit the banking details where the transfer will go to. Once we’ve established a good transaction history, you will receive between 2-3 transfers per week (amounts of about R10 000 each except the first trial transfers).
Please confirm that you can start. We don’t send any transfers to your account until we receive confirmation from you.
On Monday you will receive notification, detailed information and instructions regarding the transfers. Thank you and have a lovely weekend.

Say what??? I checked out the web site in question and, without a doubt, this is a money laundering scheme done by professionals. They know what they’re doing and they probably launder millions every month. What’s more is that, inevitably, they will screw you over and get the cops to arrest YOU. These criminals can leave evidence behind implicating you even if all you’ve done is diligently moved money from one place to anotherand kept a small percentage for yourself. 😛

Money laundering is where illegitimate money (stolen, probably) is transferred via third parties to appear more legitimate. You’re an accessory to the crime and, even worse, you’re even likely to be the victim of it. Recognise when an opportunity is too good to be true. I was fooled for a short while. Next up, given that a victim might give out a lot of personal details, the scammers might steal your identity and start to implicate you in fraudulent activities without you ever having done a thing.

If you happen to have already given any details such as the above where they wanted my banking details, contact your bank and inform them of the situation. They will give you the best possible advice on what to do next. If you’ve already responded to the mail but haven’t yet already given them the information they want, don’t reply any further. I’d also suggest calling your local police for further advice.

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