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Thursday, September 17th, 2015 | Author:

Privacy, Ħin, Flus

I ma simili ordnijiet ta 'debitu. Stajt qatt Għoġobni l-idea li entità oħra tista ', fil-se, jieħu kważi kull ammont ta 'flus tiegħi (ukoll … kwalunkwe ikunu disponibbli). Kollega rrilevat il-kwistjoni ma MTN kieku kienu jiġu evitati kellhom I ġew permezz ta 'ordni ta' debitu. Forsi l- “konvenjenza” Fattur mhuwiex tali ħaġa ħażina.

I jissoponi l-kwistjoni ta 'qabel hawnhekk hija jekk jew le inti tixtieq l-konvenjenza u tista' trust istituzzjonijiet (f'dan il-każ bil-flus tiegħek) – jew jekk inti ma tistax fiduċja fihom u huma lesti li jirrinunzja dak konvenjenza. Fil-każ tiegħi, anki jekk I għadhom kwistjoni l-konvenjenza, I tgħallmu l-mod iebes ma MTN li doppjament jista 'jkun inkonvenjenti li jkollhom dinja konnessi tiegħek jitnaqqas għal “remoti gżira” status. Kważi kulħadd illum tmur bil-fattur konvenjenza.

Konvenjenza

Min-naħa l-oħra, issa żmien twil ilu, I had a dispute with Fitness Planet fejn konvenjenza kien xabla doppju delineata. I rrapportati prattika tan-negozju tagħhom lill-Kummissjoni Ilmenti tal-Konsumatur (peress organizzati mill-ġdid bħala l- Kummissjoni Nazzjonali tal-Konsumatur) and never got feedback from them. The gist of the issue is that Planet Fitness’s sales agent lied to me and a friend in order to get more commission/money out of my pocket.

I'ma Vitality Discovery membru li jagħti ħafna benefiċċji, inklużi rati mnaqqsa fuq marki Premium – aktar naturalment relatata mas-saħħa, as Discovery is a Medical Aid/Health Insurance provider. Fi kliem sempliċi, Discovery huwa tal-biża. Benefiċċji vitalità jkopru sħubija ġinnasju li jkompli jinkludi Fitness Pjaneta. You still have to pay something, żgħir simboliku ta 'xorta, li Discovery, għas-sħubija ġinnasju. Imma, wara kollox, huma TIXTIEQ li jkun me b'saħħithom, so they don’t mind footing the bulk of the bill. Imma, apparentement, dan ifisser Fitness Planet’ aġenti tal-bejgħ ma jsibux l-kummissjoni!

Allura dak li ma dan ir-riżultat fl-? Ir-riżultat huwa li PF aġent tal-bejgħ tatni figura minfuħ għal “Vitality bbażati fuq” sħubija. Huwa gideb. Huwa mbagħad kien me sinjal fuq il-linja bit-tikek għal prezz eżaġerat ta ' “regolari” sħubija (iva, kien fil-fatt aktar minn anki sħubija regolari kien iqum), ending up about 4 u 5 darbiet aktar ikun għad hemm sħubija bbażata fuq Vitality.

Epiphanies

Some time in 2011 I finalment wisened f'idejn l-ispejjeż I kien suppost li jkun tħallas. Discovery Jiena ċert ma jkunx wisq kuntenti dwar dan fiasco. I spoke lill-Manager fil-ġinnasju, u I kien assigurat li l-kuntratt kollu se jkunu skrappjati. Jien mhux wieħed għall-vjolenza … sakemm tagħha għall-isport … fi Octagon … iżda wara żjara 5 tiegħi għall-Manager li jistaqsu għaliex l-Ordnijiet ta 'debitu kienu għadhom qed jiġri, hu qalli li kien sorpriż I ma ġabet armi miegħi għall-żjara. Wara ftit żjarat aktar, il-Manager kienet effettivament telqu Fitness Planet u spjegat lili li l- “kuntratt” was between myself and Head Office and that the local gym, apparentement operazzjoni franchise stil, kienu ftit li xejn jgħidu dwar jekk jew le jista 'jiġi kkanċellat. Jekk Head Office qal le, Xorti iebsa.

By this point I’d lost it. I had my bank put a stop l-ordnijiet ta 'debitu. It was a huge schlep: I had to contact the bank every month because the debit order descriptions would change ever so slightly. It also cost me a little every couple of months to “jerġa” the blocking servizz. I ma jistax jgħin jaħsbu is-sistema bankarja jappoġġja espressjonijiet regolari iżda l-ħaddiema ma neċessarjament jaf kif jużah.

Technically I’m still waiting on the CCC to get back to me (qatt ma ġara – u naturalment kienu organizzati mill-ġdid kif imsemmi hawn fuq sabiex il-każ probabbilment waqa permezz tal-xquq). Of course, billi dak il-punt PF xtaqu wkoll li blacklist me għall-ħlas mhux!

L-Eroj mhux mistennija

A aċċenn imgerfex tal-kwistjoni għall Discovery (I think I imsejħa minnhom dwar żjara dentist) irriżulta callback minn wieħed mill-aġenti Discovery ta. Huma mbagħad staqsa lili biex jiddeskrivu l-problema, fid-dettall u bil-miktub, li tispjega aħjar mill-perspettiva tiegħi dak li verament ġara. I obbligat. Jirriżulta I kien dritt dwarhom ma jkunux “wisq kuntenta” dwar dan. Fil-fatt dawn verament ma bhalu. About three weeks later, Fitness Planet lura lili fil FULL għal flejjes kollha li qatt ġew mħallsa lilhom.

Discovery huwa tal-biża. 🙂

Aqsam
Friday, September 24th, 2010 | Author:

The upgrade to WordPress 3 was long overdue (as are many draft articles). Surprisingly, nothing looks different since the upgrade has been completed, though I also would not be surprised if I’ve missed an important plugin breakage.

I’ll be spending a day this weekend solely on polishing the site and finishing up some articles. You have something to look forward to. 🙂

Aqsam
Thursday, June 03rd, 2010 | Author:

Why I’ve left MTN

So I’ve been shopping around in a non-serious fashion in the last few months trying to figure out how best to leave MTN and how get the best deal for me. I don’t like MTN since I became anirate“, as I might call such a customer in the ISP industry. MTN’s Customer-Service Call Centre had rarely been helpful or knowledgeable on their own systems. The final straw however was when their systems let me screw myself over and Customer Service was as helpful as a dead redshirt:

I had a billing issue where, admittedly, it started of my own fault. MTN has a feature where you can call in to find out the amount owing on your account. Only, as Murphy would have it, this amount was mhux the amount owing on the account but the last amount that was billed.

So one month my account was about R900. I called the number, mis-heard R500, paid the amount I thought I should: R500. 15 days later MTN suspended my account. No wrong done, right? Wrong.

First off, I received no notification of any kind. An sms would make the most sense, especially since it would cost MTN almost no resources: “Your account xyz is in arrears by R400. Please contact blah blah blah”. They could phone me, they could email me, something, but nothing of the sort happened. Suspend without Prejudice. Thats the best way to get the customer’s attention!

Now, not only could I not make calls and sms’s, I could not receive calls or sms’s. Further, I could not even call MTN’s toll free phone number. I had to use someone else’s phone to get to the bottom of the problem. After two days of haggling I finally found a lady kind enough to re-enable the account. Ten days later my salary goes in, I call the same number and hear a number close toR900”. I think to myself maybe I should double-check juuuust in case I mis-heard. I call again, I hear the same number again. Right. Pay the R900. Fifteen days later, my phone is suspended AGAIN. WTH?

Remember what I mentioned earlier?: “this amount was mhux the amount owing on the account but the last amount that was billed.” So, in spite of the fact that the voice prompt specifically saysPress 3 for Balance Due; [Presses 3] ; The Total Outstanding Balance is; Nine; hundred; u; #whatever ; Rands; u; #whatever; cents”, I actually owed them R900 plus the R400 that I’d paid short the previous month. No, I do not know if MTN has fixed this. I no longer care. Since I figured this out I started waiting for paper statements to see how much was actually due. Interestingly, their paper statements were also wrong. Only they had the opposite problem: “This invoice: R1300in spite of the fact that on the next page it says opening balanceR400”, closing balanceR1300”. Pah! Is it fixed? Again, I don’t care.

I let them know I wasn’t renewing the contract and I’ve now already ported my number away to Virgin Mobile. Because I want to keep my number and port it elsewhere, the store said I could not putunsatisfactory serviceas the reason for ending the contract but that it should simply sayporting”. Apparently by putting anything else there they might notnoticethat I want it ported. WTF.

What next? (without MTN)

In my research I’ve found that contractdealsare most popular. Typically, you can get a R8000 phone for R800 per month over 24 months with R500-odd worth of airtime per month. This amounts to you paying R19 200 over a 24-month period for a phone worth R8000 which will be obsolete within 12 xhur. You will get some airtime every month so you might feel its not a complete loss. However you should also remember that it costs the cellular companies nothing when you make those phone calls. Qligħ.

There’s a better way

There are much cheaper contracts, contracts for between R50 and R200 which include cheapish phonesphones that work damned well as a phone but won’t let you play games on the train. Most of these contracts actually give you the same airtime value (sometimes more!) as what you are paying. So for R100 you might get R100 worth of airtime plus some free sms’s, and a cheapish phone. The best deals I’ve seen recently have all been for the Samsung STAR, an understated but good cell phone, available from a number of retailers for between R100 and R200 per month. In most cases the deals have included the full amount of airtime. Virgin Mobile has probably the best example here: The cost is R199 per month which includes R200 in airtime and 1000 sms’s (iva, you read that rightone thousand!).

Virginal Service All the Way!

Another reason I’ve gone with Virgin Mobile is a little something no other service provider does: AmixedContract/Prepaid facility. I get R200 in airtime however, if I go over that, the extra just gets added to my invoice. With MTN this could go sky high without the option of a limit! With Virgin, because I asked, it has a limit of R300. Madankollu, I can still add prepaid airtime (with cellphone banking, nogal). No other service provider lets you do this!

Remember that R8000 cell phone I mentioned earlier? My plan is to get the Samsung STAR and spend less than R300 per month. I’ll have saved enough money to actually go and buy a more expensive phone (or laptop) with the cash I’ll have saved! Of course, if you actually use that R800-worth of phone calls, I guess the best available deal is where you spend the R19200 anyway. Maybe at least with a more critical view on your choices you’ll save yourself a good amount of money in future. Good luck in your search for your best deal!

Aqsam
Monday, April 20th, 2009 | Author:

I’m looking at the South African banking system (partly a result of watching the Zeitgeistdocumentary”) u, after finding my bank implicated most with regards to the SA-Banking Competition Commission wikileaks scandal, I’m putting serious consideration into switching banks.

What ethical banks are out there right now? I’ve even looked into Sharia (Islamic) banking because of their strict ethics laws but even there I’m looking at even more unknowns. I’m not Islamic and I have nothing against funding pork-related activities.

On that note, do you know if your bank has a code of ethics? If they’re public, where can we see these ethics codes?

Tell me about service levels I haven’t heard of before and which bank you believe deserves to handle my money.

Aqsam
Monday, March 16th, 2009 | Author:

Im not gay. But if you’re single, ill marry you

Anon male client to Anon male consultant who went out of his way to help the client out.

If I were the one who helped this client and I got a response like this, I’d feel good about it.

Aqsam