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Donderdag, September 17th, 2015 | Auteur:

Privacy, Tijd, Geld

Ik hou niet van incasso-opdrachten. Ik heb nog nooit vond het idee dat een andere entiteit kan, naar believen, neemt bijna elk bedrag van mijn geld (goed … wat er beschikbaar is). Een collega wees op de kwestie met MTN zou zijn vermeden had ik met behulp van een domiciliëring. Misschien is de “gemak” factor is niet zo'n slechte zaak.

Ik veronderstel dat de voorlaatste vraag is of u wilt het gemak en kan vertrouwen instellingen (in dit geval met uw geld) – of als u kunt ze niet vertrouwen en bereid zijn om dat gemak af te zien. In mijn geval, ook al heb ik nog steeds de vraag het gemak, Ik leerde de harde manier met MTN dat het kan dubbel lastig zijn om uw verbonden wereld gereduceerd tot “afgelegen eiland” staat. Bijna iedereen vandaag gaat met het gemak factor.

Gemak

Anderzijds, nu een lange tijd geleden, I had a dispute with Planet Fitness waarbij het gemak was een tweesnijdend zwaard. Ik meldde hun bedrijfsvoering aan de Consumer Complaints Commission (sinds gereorganiseerd als de National Consumer Commissie) and never got feedback from them. The gist of the issue is that Planet Fitness’s sales agent lied to me and a friend in order to get more commission/money out of my pocket.

Ik ben een Discovery Vitality lid dat veel voordelen geeft, met inbegrip van verlaagde tarieven op premium merken – meestal gezondheidsgerelateerde natuurlijk, as Discovery is a Medical Aid/Health Insurance provider. Om het simpel te zeggen, Discovery is geweldig. Vitality's te dekken lidmaatschap van fitnessclubs, die verder bestaat uit Planet Fitness. You still have to pay something, een klein teken van soorten, naar Discovery, voor de lidmaatschap van de sportschool. Maar, per slot, Ze willen dat ik om gezond te zijn, so they don’t mind footing the bulk of the bill. Maar, blijkbaar, Dit betekent Planet Fitness’ verkoopagenten krijgt niet de opdracht!

Dus wat doet dit resultaat in? Het resultaat is dat PF sales agent gaf me een opgeblazen cijfer voor een “Vitality-basis” lidmaatschap. Hij loog. Hij had dan me teken op de stippellijn voor een opgeblazen prijs van een “regelmatig” lidmaatschap (ja, Het was eigenlijk meer dan zelfs een gewone lidmaatschap zou hebben gekost), ending up about 4 en 5 maal zoveel als het Vitality gebaseerde lidmaatschap.

Epiphanies

Some time in 2011 Ik heb eindelijk wisened tot de kosten die ik moest betalen. Discovery Ik weet zeker dat zou niet al te blij zijn met betrekking tot dit fiasco. Ik sprak met de manager op de sportschool, en ik was zeker van zijn dat het gehele contract wordt gesloopt. Ik ben niet iemand voor geweld … tenzij de voor de sport … in een Octagon … maar na mijn 5e bezoek aan de Manager om te vragen waarom de Incasso-opdrachten nog steeds gebeurt, Hij vertelde me dat hij was verrast dat ik niet had gebracht wapens bij me voor het bezoek. Na een paar meer bezoeken, de manager was eigenlijk vertrokken Planet Fitness en legde me uit dat de “contract” was between myself and Head Office and that the local gym, blijkbaar een franchise-stijl operatie, had weinig tot niets te zeggen over de vraag of het kan worden geannuleerd. Als Head Office zei nee, pech.

By this point I’d lost it. I had my bank put a stop ten laste bestellingen. It was a huge schlep: I had to contact the bank every month because the debit order descriptions would change ever so slightly. It also cost me a little every couple of months to “herstellen” the blocking service. Ik kan het niet helpen, maar denk dat het bancaire systeem ondersteunt reguliere expressies maar het personeel niet per se weten hoe het te gebruiken.

Technically I’m still waiting on the CCC to get back to me (nooit gebeurd – en natuurlijk waren ze gereorganiseerd, zoals hierboven vermeld, zodat de zaak waarschijnlijk viel door de scheuren). Natuurlijk, door dat punt PF wilde ook aan blacklist me voor het niet betalen!

The Unexpected Hero

Een lukrake vermelding van de kwestie naar Discovery (Ik denk dat ik belde hen over een tandarts bezoek) resulteerde in een callback door één van de agenten Discovery. Ze vroeg me om het probleem te beschrijven, uitvoerig en schriftelijk, om beter uit te leggen vanuit mijn perspectief wat er werkelijk gebeurd. Ik verplicht. Het blijkt dat ik gelijk had over hen niet zijnde “al te graag” over het. In feite echt vond het niet leuk. About three weeks later, Planet Fitness terugbetaald me in FULL voor alle gelden die ooit had betaald aan hen.

Discovery is Awesome. 🙂

Delen
Vrijdag, August 21st, 2009 | Auteur:

Have we here a Facebook Stalker?!

Of great consideration to online privacy are facebook stalkers. If a stalker randomly manages to add a few of your friends and you have your Profile Privacy Settings allowingFriends of Friendsto see everything then your stalker effectively has access to your profile even without having added you.

I’ve now adjusted my privacy settings more strictly and I’ve used theSee how a friend sees your profile:” tool to get an idea of how it changes things.

Mijn “BasicInformation I had available toFriends of Friends”. This includesGender, Birthday, Hometown, Political and Religious Views and Relationship Statusaccording to Facebook’s description. You might think it fair that friends of your friends have an idea of how you roll.

But can you trust alle your friends anti-stalker spidey-senses?

I think NOT.

I previously had it that friends of friends can see my photos and videos but not much else. I’m thinking of changing that now too.

But wait, there’s More!

Further to this, we should be vigilant offakeFacebook profiles. Stalkers are usually apt enough to create more than one account with fake names. If you block one they create another and attempt to get a glance at your profile once more. I’ve created a friend group calledPrivacy Pls”. This group is limited from being able to see anything other than a very basic page. Deze “basicview is akin to when you first started using Facebook and didn’t know you could add lots of stuff in there (stuff you later realised you didn’t want anyway).

If someone adds me and I’m not absolutely sure who it is, I add them to myPrivacy Plsgroup. Also if someone adds me and I don’t want to offend them by ignoring their invite I’ll rather add them to this group. Perhaps you feel you have a pervy boss for example.

But Wait! There’s Moreand this time you can do it TOO!

To do this for yourself, go to your Friends page, clickCreate New List”, and name it something appropriate – “Privacy Plsin my case. Add the appropriate friends to this list now or add any futuresuspectfriends to the group.

Volgende, go to the Profile Privacy Settings page. Underneath each section you will find aEdit Custom Settingsbutton. Click the first one and, at the bottom of the dialog that pops up, you will findExcept these people”. Add yourPrivacy Plsgroup here. Do the same for all the sections you don’t want them to see. When done, gebruik maken van de “friend’s viewtool to confirm what is made available to persons on that list.

And the Friend-of-Friend Stalker?

To prevent yourFriend-of-FriendStalker from being able to see your profile, do yourself a favour and think very critically about what you want potential stalkers to be able to see. Now go change those Privacy Settings toOnly Friends”.

For the Photo Crazy

Check up on your Photo Album Privacy settings. This is set up much the same as your profile settings. Consider carefully who you want to be able to see which photo albums and adjust the permissions appropriately!

Your Personal Contact Information

tenslotte, check up on your Contact Information: Click theProfilebutton towards the top left of the Facebook page to get to your profile. Then click on theInfotab within your profile. When you mouseover the Contact Information section you will see anEditlink pop up on the right. Click this button to start editing your details.

Next to each item you will find alockicon. Click this lock to define further permissions for which friends are able to see the items. You’ve never give your address and phone details to a dodgy stranger you meet on the street. Why do we then go and give it away to everyone on the Internet. I recommend the following:

  • AllowNo one” op:
    • email address
  • AllowOnly Friends” op:
    • IM Screen Names
  • Remove completely or allowNo one” op:
    • mobile phone number
    • landline number
  • Limit the following:
    • address detailsgive your area or suburbbut NOT your full address

Hopefully we don’t all have to learn our lessons the hard way.

P.S. (especially to the guys and gals who have asked) I’ve been extremely busy these last couple of weeks. I have a lot of unedited content I’m hoping to make publishable very soon!

Delen
Categorie: privacy, veiligheid  | Tags: , , ,  | One Comment
Donderdag, April 23rd, 2009 | Auteur:
Who Rules?! Who Made this Awesome Image?!

Who Rules?!

When an artist has released his work (even as Creative Commons) and the IPTC / EXIF data is no longer in the image, how do you find out who the original artist is? All I have here is a difficult-to-read signature. 🙁

Delen
Maandag, April 20th, 2009 | Auteur:

I’m looking at the South African banking system (partly a result of watching the Zeitgeistdocumentary”) en, after finding my bank implicated most with regards to the SA-Banking Competition Commission wikileaks scandal, I’m putting serious consideration into switching banks.

What ethical banks are out there right now? I’ve even looked into Sharia (Islamic) banking because of their strict ethics laws but even there I’m looking at even more unknowns. I’m not Islamic and I have nothing against funding pork-related activities.

On that note, do you know if your bank has a code of ethics? If they’re public, where can we see these ethics codes?

Tell me about service levels I haven’t heard of before and which bank you believe deserves to handle my money.

Delen
Zondag, April 19th, 2009 | Auteur:

I think the Internet is a scary place. Ja, me. Some days I find myself horrified to find the lowliest of criminal bastards trying to steal our livelihoods.

Ja, people, there are criminals out there and they want your money or they want to use you to make money. What’s even more scary is the lengths to which they are willing to go, even risking YOU. Do not pass Go. Do not collect $200.

I received an email saying that I was being offered a job as aRegional Assistant” en, though the details weren’t given, the email suggested that it was a legitimate opportunity. I replied asking about where they’d received my details and also about what they would require of me.

Being the skeptic I am, I thought I could spot scammers a mile away. How fortunate that I can still laugh at the idea.

A few hours later, they replied indicating that I’d soon receive further instructions. They’dprobablybeen referred to me by a friend and they had a pile of referrals and so couldn’t specify which friend had recommended me. I waited patiently and left it to the back of my mind. “They’ve probably found a good candidate already and I’ve lost out”, I thought. “How nice that a friend might refer me. Obviously I’m Awesome.” (and daft :-/)

So later on, I receive my email with myfurther instructions”. This is where I finally realised that I was dealing with scammers:

Hi. We’d like to start a trial task. Our customer will make a bank transfer to you this week. Please go to our site <site omitted> to submit the banking details where the transfer will go to. Once we’ve established a good transaction history, you will receive between 2-3 transfers per week (amounts of about R10 000 each except the first trial transfers).
Please confirm that you can start. We don’t send any transfers to your account until we receive confirmation from you.
On Monday you will receive notification, detailed information and instructions regarding the transfers. Thank you and have a lovely weekend.

Say what??? I checked out the web site in question and, without a doubt, this is a money laundering scheme done by professionals. They know what they’re doing and they probably launder millions every month. What’s more is that, inevitably, they will screw you over and get the cops to arrest YOU. These criminals can leave evidence behind implicating you even if all you’ve done is diligently moved money from one place to anotherand kept a small percentage for yourself. 😛

Money laundering is where illegitimate money (stolen, probably) is transferred via third parties to appear more legitimate. You’re an accessory to the crime and, even worse, you’re even likely to be the victim of it. Recognise when an opportunity is too good to be true. I was fooled for a short while. Next up, given that a victim might give out a lot of personal details, the scammers might steal your identity and start to implicate you in fraudulent activities without you ever having done a thing.

If you happen to have already given any details such as the above where they wanted my banking details, contact your bank and inform them of the situation. They will give you the best possible advice on what to do next. If you’ve already responded to the mail but haven’t yet already given them the information they want, don’t reply any further. I’d also suggest calling your local police for further advice.

Delen