标签存档 » 银行业 «

星期四, 9月17日, 2015 | 笔者:

隐私, 时刻, 钱财

我不喜欢借记订单. 我从来都不喜欢另一实体的想法,, 随意, 我的钱几乎任何数量的 (良好 … 任何可用的). 一位同事指出的问题 MTN 本来是可以避免的我一直用的是借记卡付款单. 也许 “方便” 因素是不是一件坏事.

我想在这里的倒数第二个问题是,你是否希望在方便性和可以信任的机构 (在这种情况下,你的钱) – 或者,如果你不能信任他们,都愿意放弃这种便利. 在我的情况下,, 尽管我仍然质疑的方便, 我学到了艰辛的道路与MTN,这双是不方便让你的连接是天涯沦落 “偏远的岛屿” 状态. 几乎每个人都今天去的便利因素.

便利

另一方面, 现在很久以前, 我曾与一个争议 星球健身 方便的地方是把双刃剑. 我报告了他们的经营实践中,消费者投诉委员会 (由于重新组织为 全国消费者委员会) 和从来没有得到反馈,他们. 这个问题的要点是,星球健身的销售代理骗了我和一个朋友,以获得更多的佣金/钱出来我的口袋里.

我是一个 发现生命力 件,它提供了许多好处, 其中包括降低利率的优质品牌 – 主要是与健康有关的课程, 如发现是一个医疗救助/健康保险提供商. 简单地说, 发现是真棒. 活力的福利覆盖的健身房会员资格,其中还包括Planet Fitness健身. 你还是要支付一些费用, 各种各样的小礼物, 至愉, 的健身房会员资格. 但, 毕竟, 他们希望我是健康的, 所以他们不介意立足点大部分法案. 但, 显然地, 这意味着星球健身’ 销售代理没有得到佣金!

那么,这是否会导致? 其结果是,PF的销售代理给了我一个夸大的数字为 “基于活力” 会籍. 他撒了谎. 然后,他让我签的虚线为的一个夸张的价格 “定期” 会籍 (是的, 它实际上是多连一个普通的会员将花费), 结束了约 4 和 5 倍之多的活力,基于会员.

顿悟

有些时候 2011 ,我终于wisened了,我本来是要付出的成本. 发现我肯定不会太高兴这次惨败. 我跟经理人在健身房, 我保证,将取消整个合同. 我不是一个暴力的 … 除非其为运动 … 在一个八角 … 但经过我的第五访问的经理问为什么借记订单仍然发生, 他告诉我,他很惊讶我没有带武器,与我的访问. 经过几次更多的访问, 经理实际上已经离开了星球健身和解释,我说, “合同” 在我和公司总部之间以及当地的健身房, 显然特许经营式的操作, 已经几乎没有说关于它是否会被取消. 如果总部说没有, 倒霉.

通过这一点,我已经失去了它. 我有我的银行放 停止 以借记订单. 这是一个巨大的拖带: 我不得不每月与银行联系,因为借记为了说明会改变非常轻微. 它也花了我一点点地每隔几个月 “恢复” 阻塞 服务. 我不禁想起了银行系统的支持 正则表达式 但工作人员不一定知道如何使用它.

从技术上讲,我仍然在等待了CCC回去给我 (从来没有发生过 – 当然,他们进行了重新组织上述这样的情况下通过裂缝可能下降). 当然, 由点PF也想黑名单我不支付!

在意外的英雄

一个偶然提到的问题发现的 (我想,我叫他们关于牙医访问) 通过发现的代理商之一造成的在回调. 然后,他们问我,说明问题, 在细节和书面, 为更好地从我的角度解释了什么真的发生. 我不得不. 事实证明我是对的他们不被 “太开心了” 关于它. 事实上,他们 不喜欢. 大约三个星期后, 星球健身退还我FULL对于曾经被支付给他们的所有款项.

发现是真棒. 🙂

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星期一, April 20th, 2009 | 笔者:

I’m looking at the South African banking system (partly a result of watching the Zeitgeistdocumentary”) 和, after finding my bank implicated most with regards to the SA-Banking Competition Commission wikileaks scandal, I’m putting serious consideration into switching banks.

What ethical banks are out there right now? I’ve even looked into Sharia (Islamic) banking because of their strict ethics laws but even there I’m looking at even more unknowns. I’m not Islamic and I have nothing against funding pork-related activities.

On that note, do you know if your bank has a code of ethics? If they’re public, where can we see these ethics codes?

Tell me about service levels I haven’t heard of before and which bank you believe deserves to handle my money.

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星期天, April 19th, 2009 | 笔者:

I think the Internet is a scary place. 是, me. Some days I find myself horrified to find the lowliest of criminal bastards trying to steal our livelihoods.

是, people, there are criminals out there and they want your money or they want to use you to make money. What’s even more scary is the lengths to which they are willing to go, even risking YOU. Do not pass Go. Do not collect $200.

I received an email saying that I was being offered a job as aRegional Assistant” 和, though the details weren’t given, the email suggested that it was a legitimate opportunity. I replied asking about where they’d received my details and also about what they would require of me.

Being the skeptic I am, I thought I could spot scammers a mile away. How fortunate that I can still laugh at the idea.

A few hours later, they replied indicating that I’d soon receive further instructions. They’dprobablybeen referred to me by a friend and they had a pile of referrals and so couldn’t specify which friend had recommended me. I waited patiently and left it to the back of my mind. “They’ve probably found a good candidate already and I’ve lost out”, I thought. “How nice that a friend might refer me. Obviously I’m Awesome.” (and daft :-/)

So later on, I receive my email with myfurther instructions”. This is where I finally realised that I was dealing with scammers:

Hi. We’d like to start a trial task. Our customer will make a bank transfer to you this week. Please go to our site <site omitted> to submit the banking details where the transfer will go to. Once we’ve established a good transaction history, you will receive between 2-3 transfers per week (amounts of about R10 000 each except the first trial transfers).
Please confirm that you can start. We don’t send any transfers to your account until we receive confirmation from you.
On Monday you will receive notification, detailed information and instructions regarding the transfers. Thank you and have a lovely weekend.

Say what??? I checked out the web site in question and, without a doubt, this is a money laundering scheme done by professionals. They know what they’re doing and they probably launder millions every month. What’s more is that, inevitably, they will screw you over and get the cops to arrest YOU. These criminals can leave evidence behind implicating you even if all you’ve done is diligently moved money from one place to anotherand kept a small percentage for yourself. 😛

Money laundering is where illegitimate money (stolen, probably) is transferred via third parties to appear more legitimate. You’re an accessory to the crime and, even worse, you’re even likely to be the victim of it. Recognise when an opportunity is too good to be true. I was fooled for a short while. Next up, given that a victim might give out a lot of personal details, the scammers might steal your identity and start to implicate you in fraudulent activities without you ever having done a thing.

If you happen to have already given any details such as the above where they wanted my banking details, contact your bank and inform them of the situation. They will give you the best possible advice on what to do next. If you’ve already responded to the mail but haven’t yet already given them the information they want, don’t reply any further. I’d also suggest calling your local police for further advice.

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