Tag-Archive for » banking «

Thursday, September 17th, 2015 | Author:

Inqubomgomo, Isikhathi, Imali

Angithandi oda debit. Angikaze wayethanda umqondo wokuthi omunye inhlangano can, at intando, thatha cishe yisiphi isamba semali yami (kahle … konke kuyatholakala). Uzakwabo waveza nkinga MTN ngabe agwemeka ngangingakaze ngiziphathe kabi usebenzisa debit order. Mhlawumbe “lula” Isici into embi okunjalo akukhona.

Ngicabanga umbuzo penultimate nangu ufuna noma cha lula futhi ongamethemba nezikhungo (kuleli cala ngemali yakho) – noma uma ungeke ukubethemba futhi bazimisele ukudela lokho esivumelana. Esimweni sami, nakuba mina namanje imibuzo lula, Ngafunda kabuhlungu ngayo MTN ukuthi isibili kungaba esingesihle ukuba umhlaba yakho exhunyiwe kuyehla “esiqhingini esikude” isimo. Cishe wonke umuntu namuhla uhambisana lula factor.

Convenience

Ngokolunye uhlangothi, Manje kudala, I had a dispute with Planet Fitness lapho lula kwaba inkemba esika nhlangothi zombili. I libike ibhizinisi umkhuba wabo kwiKhomishana Consumer Complaints (kusukela kabusha ihlelwe njengoba National Consumer Commission) and never got feedback from them. The gist of the issue is that Planet Fitness’s sales agent lied to me and a friend in order to get more commission/money out of my pocket.

Ngingumfana Ukutholwa Vitality ilungu onikeza izinzuzo eziningi, kuhlanganise rates encishisiwe on brand Premium – Yebo ikakhulukazi kwezempilo, as Discovery is a Medical Aid/Health Insurance provider. Kalula nje, Ukutholwa Kuyathakazelisa. Izinzuzo Vitality lingephandle gym ubulungu elibuye kuhlanganisa Planet Fitness. You still have to pay something, a token elincane izinhlobo, ukuze Discovery, ngoba ubulungu ejimini. Kodwa, ngemva kwakho konke, Bafuna ukuba ngibe enempilo, so they don’t mind footing the bulk of the bill. Kodwa, ngokusobala, lokhu kusho Planet Fitness’ yokuthengisa agents musa uthole ikhomishana!

Ngakho yini umphumela? Umphumela uba ukuthi yokuthengisa agent PF wanginikeza figure eqolo for a “Based Vitality-” ubulungu. Waqamba amanga. Wabe beningazi mina asayine line uphosa for lentengo amahlombe a “njalo” ubulungu (yebo, kwaba empeleni ngaphezu ngisho ubulungu njalo kuzodingeka izindleko), ending up about 4 futhi 5 kaningi njengoba ubulungu Vitality-based.

Epiphanies

Some time in 2011 I ekugcineni wisened kuze izindleko ebengikuthunyiwe ukuba ukukhokha. Ukutholwa Ngiyaqiniseka ngeke ajabule kakhulu ngalokhu fiasco. I wakhuluma Manager endaweni yokuzivocavoca, mina waqinisekiswa ukuthi yonke inkontileka ngabe kulahlwe. Angisona eyodwa for udlame … ngaphandle uma for sport yayo … in an Octagon … kodwa kokuhamba kwami ​​5 Manager ukubuza ukuthi kungani oda Kwemali babesayenza kwenzekani, wangitshela kwammangaza bengingafikile baletha izikhali nami for ukuvakasha. Ngemva kokufika izikhathi ezimbalwa more, Manager lase empeleni washiya Planet Fitness and wachaza kimi ukuthi “inkontileka” was between myself and Head Office and that the local gym, ngokusobala umsebenzi franchise-style, ayengenabo nazwi noma cha kwakungase kukhanselwe. Uma Head Office wathi akukho, inhlanhla ezinzima.

By this point I’d lost it. I had my bank put a Ima oda debit. It was a huge schlep: I had to contact the bank every month because the debit order descriptions would change ever so slightly. It also cost me a little every couple of months to “abuyise” the blocking service. Angikwazi bacabange uhlelo yasebhange isekela Izinkulumo njalo kodwa abasebenzi abazi ngempela ukwazi ukuthi ukuyisebenzisa.

Technically I’m still waiting on the CCC to get back to me (akuzange kwenzeke – futhi Yebo base kabusha ihlelwe njengoba kushiwo ngenhla ngakho icala cishe wawa ngokusebenzisa imifantu). Kunjalo, ngalesosikhathi PF yafua bafakwe kimi ningabuyiseli!

The Hero Unexpected

Kuyakhulunywa okungahleliwe of udaba ukuze Discovery (Ngicabanga wababiza mayelana ukuvakashelwa wamazinyo) kuholele ushaye by othile wama ejenti Discovery sika. Babe wangicela ukuba ukuchaza inkinga, ngokuningiliziwe futhi ngokubhala, ukuchaza kangcono ngombono wami ukuthi kwakwenzekeni ngempela. I baphoqelekile. It kuvela ngineminyaka ilungelo ngabo singakhathazeki “siyojabula” Mayelana nakho. Empeleni ngempela akakuthandanga lokho. About three weeks later, Planet Fitness ibuyiselwe nami eligcwele lazo zonke izimali owake isikhokhiwe kubo.

Ukutholwa kuyinto Awesome. 🙂

Abelana
Monday, April 20th, 2009 | Author:

I’m looking at the South African banking system (partly a result of watching the Zeitgeistdocumentary”) futhi, after finding my bank implicated most with regards to the SA-Banking Competition Commission wikileaks scandal, I’m putting serious consideration into switching banks.

What ethical banks are out there right now? I’ve even looked into Sharia (Islamic) banking because of their strict ethics laws but even there I’m looking at even more unknowns. I’m not Islamic and I have nothing against funding pork-related activities.

On that note, do you know if your bank has a code of ethics? If they’re public, where can we see these ethics codes?

Tell me about service levels I haven’t heard of before and which bank you believe deserves to handle my money.

Abelana
Sunday, April 19th, 2009 | Author:

I think the Internet is a scary place. Yes, me. Some days I find myself horrified to find the lowliest of criminal bastards trying to steal our livelihoods.

Yes, people, there are criminals out there and they want your money or they want to use you to make money. What’s even more scary is the lengths to which they are willing to go, even risking YOU. Do not pass Go. Do not collect $200.

I received an email saying that I was being offered a job as aRegional Assistant” futhi, though the details weren’t given, the email suggested that it was a legitimate opportunity. I replied asking about where they’d received my details and also about what they would require of me.

Being the skeptic I am, I thought I could spot scammers a mile away. How fortunate that I can still laugh at the idea.

A few hours later, they replied indicating that I’d soon receive further instructions. They’dprobablybeen referred to me by a friend and they had a pile of referrals and so couldn’t specify which friend had recommended me. I waited patiently and left it to the back of my mind. “They’ve probably found a good candidate already and I’ve lost out”, I thought. “How nice that a friend might refer me. Obviously I’m Awesome.” (and daft :-/)

So later on, I receive my email with myfurther instructions”. This is where I finally realised that I was dealing with scammers:

Hi. We’d like to start a trial task. Our customer will make a bank transfer to you this week. Please go to our site <site omitted> to submit the banking details where the transfer will go to. Once we’ve established a good transaction history, you will receive between 2-3 transfers per week (amounts of about R10 000 each except the first trial transfers).
Please confirm that you can start. We don’t send any transfers to your account until we receive confirmation from you.
On Monday you will receive notification, detailed information and instructions regarding the transfers. Thank you and have a lovely weekend.

Say what??? I checked out the web site in question and, without a doubt, this is a money laundering scheme done by professionals. They know what they’re doing and they probably launder millions every month. What’s more is that, inevitably, they will screw you over and get the cops to arrest YOU. These criminals can leave evidence behind implicating you even if all you’ve done is diligently moved money from one place to anotherand kept a small percentage for yourself. 😛

Money laundering is where illegitimate money (stolen, probably) is transferred via third parties to appear more legitimate. You’re an accessory to the crime and, even worse, you’re even likely to be the victim of it. Recognise when an opportunity is too good to be true. I was fooled for a short while. Next up, given that a victim might give out a lot of personal details, the scammers might steal your identity and start to implicate you in fraudulent activities without you ever having done a thing.

If you happen to have already given any details such as the above where they wanted my banking details, contact your bank and inform them of the situation. They will give you the best possible advice on what to do next. If you’ve already responded to the mail but haven’t yet already given them the information they want, don’t reply any further. I’d also suggest calling your local police for further advice.

Abelana